Employee Benefits

The City of Des Plaines takes pride in attracting and retaining a diverse, high-quality, professional workforce in order to meet the service demands of the residents and businesses of this community.

• Check out the City's 2026 Benefits Guide(PDF, 9MB) for an overview of benefits programs and their key features.
• Explore the links provided below for additional benefit information including summaries, flyers, forms, tools and websites.
• Questions? Feel free to contact us at 847-391-5486 for more detailed information.

Benefit Information

Medical, Dental, and Vision

Highlights/Rates and Opt-Out Program

• 2026 Medical/Dental/Vision Plans | Benefit Highlights & Rates(PDF, 865KB)
• Health Insurance Opt-Out Incentive Form(PDF, 226KB)

Medical Insurance

HMO & PPO Plans | Tool & Program Information

• BCBSIL Provider Finder
• Blue Access for Members (BAM)
  • Blue Access for Members (BAM) Mobile App
• Member ID Card(PDF, 979KB)
• Blue365 Health & Wellness Discounts
  • Blue365 Vision Discount Program: Davis Vision(PDF, 189KB)
  • Blue365 Vision Discount Program: Eye Med(PDF, 178KB)
• Fitness Program
• Well on Target
• Deciding Where to Go for Care(PDF, 297KB)
• Preauthorization Flyer(PDF, 387KB)
• Preauthorization Article
• Wondr Weight Loss
  • Wondr Weight Loss Flyer(PDF, 2MB)
  • Wondr Weight Loss Fact Sheet(PDF, 3MB)
  • Wondr Weight Loss Webinar
• Free! IdentityWorks Identity Protection Flyer(PDF, 456KB)
  • Free! IdentityWorks Identity Protection FAQs(PDF, 121KB)
• Featured Health Articles:
  • Things You Should Know About Deductibles
  • Insurance Basics: Copay vs Coinsurance
  • Insurance Basics: Out-of-Pocket Maximum
  • Need an Explanation of Your Explanation of Benefits (EOB)
  • Prior Authorization: What You Need to Know

HMO Plan Only | Program Information

• What is an HMO? - Video/Article
  • What is an HMO? - Flyer(PDF, 1MB)
• Benefits of Using an HMO Video
• Blue Advantage HMO Flyer(PDF, 654KB)
• How to Change Your Medical Group Flyer(PDF, 723KB)
• Out-of-Area Coverage Flyer(PDF, 143KB)
• HMO EyeMed Vision Benefit-Discount Flyer(PDF, 214KB)

PPO Plans Only | Program Information

• What is a PPO? Video/Article
  • What is a PPO? Flyer(PDF, 2MB)
• PPO Health Advocate Flyer(PDF, 885KB)
• PPO Evive Digital Member Hub
  • PPO Evive Digital Member Hub Flyer(PDF, 491KB)
• PPO Member Rewards Program Flyer(PDF, 354KB)
• PPO 24/7 Nurse Line Flyer(PDF, 685KB)
• PPO Virtual Visits
  • PPO Virtual Visits Flyer(PDF, 708KB)
• PPO Hinge Virtual Physical Therapy
  • PPO Hinge Virtual Physical Therapy Flyer(PDF, 9MB)
• PPO Learn to Live Digital Mental Health Video
  • PPO Learn to Live Digital Mental Health Flyer(PDF, 450KB)
• PPO Teladoc Diabetes Mgmt
  • PPO Teladoc Diabetes Mgmt Flyer(PDF, 408KB)
• PPO Omada Chronic Disease Mgmt
  • PPO Omada Chronic Disease Mgmt Flyer(PDF, 13MB)

Prescription Coverage

• Express Scripts
  • Express Scripts Flyer(PDF, 110KB)
  • Express Scripts Video
• Express Scripts Account Access/Registration
  • Express Scripts Account Access/Registration Flyer(PDF, 241KB)
  • Express Scripts Account Access/Registration Mobile App(PDF, 340KB)
• Print & Virtual Express Scripts ID Cards(PDF, 205KB)
• Express Scripts Home-Delivery
  • Express Scripts Home-Delivery Flyer(PDF, 250KB)
• Price a Medication Flyer(PDF, 209KB)
• National Preferred Formulary and Exclusions 2025(PDF, 331KB)
• National Preferred Formulary and Exclusions 2026(PDF, 427KB)
• Prior Authorization FAQs(PDF, 303KB)
  • Prior Authorization Flyer(PDF, 1MB)
• Smart90 Maintenance Medication Program Video
  • Smart90 Maintenance Medication Program Flyer(PDF, 126KB)
  • Smart90 Maintenance Medication Program Drug List(PDF, 246KB)

Dental Insurance

• Delta Dental
  • Delta Dental Benefit Information(PDF, 2MB)
• Delta Dental Provider Finder
  • Delta Dental Provider Finder Flyer(PDF, 4MB)
  • Difference Between PPO and Premier Network Providers
• Delta Dental Account Access/Registration
  • Delta Dental Account Access/Registration Flyer(PDF, 111KB)
  • Delta Dental Account Access/Registration Mobile App(PDF, 390KB)
• Enhanced Benefits Program Flyer(PDF, 74KB)
  • Enhanced Benefits Program Enrollment(PDF, 199KB)
• Pre-Treatment Estimate (Predetermination) Flyer(PDF, 72KB)
• Dental Care Cost Estimator
• Oral Health Hub
• Smile Perks Discount Program

Vision Insurance

• VSP Vision
  • VSP Vision Benefit Information(PDF, 571KB)
  • VSP Vision ID Card(PDF, 1MB)
• VSP Provider Finder
• VSP Account Access/Registration
  • VSP Account Access/Registration Flyer(PDF, 373KB)
• VSP Member Offers/Savings
  • VSP Member Offers/Savings Video
• Planning for Your Next Eye Doctor Visit
• What to Expect During an Eye Exam Video

Flexible Spending and Transit Accounts

• Dependent Care FSA Flyer(PDF, 278KB)
  • Dependent Care FSA Video
  • Recurring Reimbursement Form(PDF, 128KB)
  • Dependent Care Verification Form(PDF, 67KB) (used with debit card claims)
• Medical FSA Flyer(PDF, 153KB)
  • Medical FSA Video
  • Medical FSA Claim Substantiation FAQ Flyer(PDF, 184KB)
• Transit Benefits Flyer(PDF, 186KB)
  • Transit Benefits Video
• How to Use Transit Benefits(PDF, 10MB)
• Eligible Expense (Medical/Dependent/Transit) Searchable List
• WEX Account Access/Registration
  • WEX Account Access/Registration Flyer(PDF, 189KB)
  • WEX Account Access/Registration Mobile App(PDF, 234KB)
• FSA Claims(PDF, 102KB)

Life Insurance | City-Paid and Voluntary

• Securian Benefits Highlights and Rates(PDF, 1010KB)
• Beneficiary Designation Form(PDF, 732KB)
  • Beneficiary Designation Designation Considerations
• Tools
  • How Much Life Insurance Do I Need Worksheet(PDF, 847KB)
  • Monthly Premium Cost Calculator for Supplemental Life(XLSX, 65KB) (downloadable spreadsheet)
• Public Safety Officer Line of Duty Benefit Flyer(PDF, 805KB)

Employee Assistance Program

Free and Confidential Program Available 24/7

Support your mental, physical, social, and financial well-being

Phone: 833-806-8722 | 24/7-Call Anytime for Solutions!
GuidanceResources.com
Registration Web ID: CODPEAP

• EAP Overview Video
  • EAP Overview Flyer(PDF, 197KB)
• Types of Services Offered(PDF, 218KB)
• First Responders(PDF, 408KB)
• You're Not Alone(PDF, 409KB)
• What to expect when calling in for support
• ComPsych answers your counseling questions
• May Mental Health Awareness Month(PDF, 283KB)
• Self-Care for Stress Relief(PDF, 925KB)
• On-Demand Training
• Mental Health

Expediated Injury Care

24/7 Hotline | 800-781-2320

• Get fast-tracked access to vetted specialists!
• Receive quality care within days or even hours, not weeks!
• Works with your insurance to facilitate authorizations, appointments, and care so you can focus on healing.
• Originally designed for First Responders, now available at no cost to all City employees and their immediate family members.
• Expediated Injury Care Program Overview(PDF, 128KB)
  • Expediated Injury Care Flyer(PDF, 2MB)
  • Expediated Injury Care Video
• New! Ready Rebound Cardiology and Oncology Care Flyer(PDF, 5MB)

Retirement Savings and Pensions

Employee Retirement Savings Seminar | November 2023

Presentations focused on assisting you in shaping your retirement savings strategy.

• Nationwide Session Recording
• Mission Square Session Recording
• IMRF Session Recording

457 Plan Optimization Recorded Presentation | May 2025

457 Plan, Payroll Roth IRA, Retirement Health Savings Plan

• Mission Square
  • Mission Square Digital Resources
• Mission Square Account Access/Registration Member Login
  • Account Access/Registration Mobile App
• Mission Square 457 Plan Video
  • Mission Square 457 Plan Enroll
• Mission Square Roth IRA Video
  • Mission Square Roth IRA Enroll
• Retirement Health Savings (RHS) Video
  • Retirement Health Savings (RHS) Plan Provisions(PDF, 330KB)
  • Retirement Health Savings (RHS) Employee Guide(PDF, 2MB)
• Education Retirement Education Center
  • Education Newsletter
  • Education Webinar Registration
• Financial Wellness Center Information & Video
• How to Manage Your Online Account Flyer(PDF, 231KB)

457 Plan - Nationwide

• Nationwide
• Nationwide Account Access/Registration Member Login
• Nationwide Plan Enrollment (457 Plan Only) Website
• Nationwide Education Resource Center
  • Education Tools-Calculators
  • Education RetireU
• Nationwide Webinars: Live Registration
  • Nationwide On-Demand Videos

Illinois Municipal Retirement Fund

Non-Sworn Pension, Disability, and Death Benefits

• IMRF Website
• IMRF Account Access/Registration Member Login
  • IMRF Account Access/Registration Account Setup
• Tier 1 Regular Members First Participated Before 1/1/2011
  • Tier 1: Your Contributions
  • Tier 1: Retirement Benefits
  • Tier 1: VAC Program
• Tier 2 Regular Members First Participated on or After 1/1/2011
  • Tier 2: Your Contributions
  • Tier 2: Retirement Benefits
  • Tier 2: VAC Program
• Voluntary Additional Contributions (VAC)(PDF, 85MB)
• Education On-Demand Webinars

Des Plaines Fire Pension Fund

• Des Plaines Fire Pension Fund

Des Plaines Police Pension Fund

• Des Plaines Police Pension Fund

Compliance Documents

• 2025 HMO-H15040 Summary of Benefits and Coverage(PDF, 490KB)
• 2025 PPO2-P14926 Summary of Benefits and Coverage(PDF, 480KB)
• 2025 PPO3-P14930 Summary of Benefits and Coverage(PDF, 477KB)
• Consumer Coverage Disclosure Act(PDF, 268KB)
• CHIPRA State Premium Assistance Notice(PDF, 342KB)
• COBRA Continuation of Coverage Initial Notice(PDF, 127KB)
• Marketplace Notice 12.31.2026(PDF, 173KB)
• HIPAA Notice of Privacy Practices(PDF, 194KB)
• NMHPA Notice(PDF, 83KB)
• Patient Protections Disclosure(PDF, 83KB)
• Women's Health and Cancer Rights Act(PDF, 101KB)
• Special Enrollment Notice(PDF, 86KB)