Des Plaines, IL
Home Menu2026 Open Enrollment
OPEN ENROLLMENT | Monday, October 27 - Friday, November 7, 2025 |
EXPLORE, COMPARE, AND CHOOSE YOUR BENEFITS FOR 2026!
Open Enrollment is your annual opportunity to review, update, and make the most of your benefits for the upcoming year.
- EMPLOYEES: If you are making changes to your medical, dental, vision, or supplemental life insurance elections—or enrolling in Flexible Spending Accounts or Transit Benefits for 2026—you must complete enrollment electronically through your Employee Portal.
- RETIREES: If you are making changes to your benefits, please continue to submit a paper Retiree Open Enrollment Form.
QUESTIONS? Please reach out - We're here to help!
- Margie Ziegler, Benefits Manager: mziegler@desplainesil.gov / 847-827-2062
- Maria Nagani, HR Generalist: mnagani@desplainesil.gov / 847-391-5364
CURRENT EMPLOYEES |
WHO MUST COMPLETE 2026 OPEN ENROLLMENT? 
➡️ Making changes to their medical, dental, vision, or supplemental life insurance coverage.
➡️ Enrolling in a medical or dependent flexible spending account (FSA). NOTE: 2025 elections DO NOT carry over.
➡️ Enrolling in transit benefits. NOTE: 2025 elections DO NOT carry over.
➡️ Not making changes to your current coverage, AND
➡️ Not enrolling in FSA or Transit Benefits for 2026.
- In this case, your 2025 benefit elections will automatically carry over into 2026.
- However, you will not be enrolled in FSA or Transit Benefits for 2026—even if you participated in 2025.
HEALTH INSURANCE OPT-OUT INCENTIVE
If you have health insurance available through another source (such as a spouse or family member), you may qualify for a cash incentive from the City by waiving coverage.
Annualized incentive amounts by coverage tier:
- $2,000 Single
- $3,000 Plus One
- $4,000 Family
To participate in 2026, you must:
- Decline City medical, dental, and vision coverage.
- Submit a completed Opt-Out Form with proof of other medical coverage to HR by the November 7 deadline.
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EMPLOYEE OPEN ENROLLMENT RESOURCES
*Please visit the Employee Benefits webpage for more information about benefit plans and programs. |
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*Find answers to your benefit and enrollment questions! |
2026 Employee Benefit Highlights & Rates
*Review and compare medical, dental, & vision benefit highlights and rates |
*Receive a cash incentive from the City if declining medical, dental, & vision coverage |
RETIREES |
Retiree medical, dental, and vision coverage Open Enrollment
- IF YOU ARE NOT MAKING ANY CHANGES, NO ACTION IS NEEDED.
- Your 2025 benefit elections will automatically carry over into 2026.
- If you are making changes to your retiree benefits, please return your completed Retiree Open Enrollment Form to the City's HR Dept. by no later than Friday, November 7, 2025.
Retiree Open Enrollment Materials
Retirement Health Savings (RHS) Premium Reimbursement Updates
- Mission Square Retirement Health Saving Reimbursement Form
- To request a 2026 premium confirmation letter for your reimbursement update form, contact Margie Ziegler, Benefits Manager, at mziegler@desplainesil.gov or 847-827-2062.
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